ATM - Anti Trust Machine and All Trust 'MEREKO'

Was very excited to go to Tarkali, sindhudurgh, Maharastra. Not for the sea so much as for the experience of snorkelling. We were a bunch of 12 boarding the train from CST, all set for the 12 hour journey with 1 seat shared between 2, as the tickets were not confirmed.
This is easily one of the few clean beaches I have been to and can count them on my fingers. Also, an ideal place for a QUIET getaway as this place is unknown to the so called upcoming world of Indian tourism . In India, beaches are synonymous with the one and only Goa.
Not digressing, I reach there with about approx. 50 bucks in my pocket and very confident of finding an ATM. But i didn't expect this place to be so isolated. After a couple of hours, when I had not even touched the waters, I get a call from a friend and need to rush back home. And no, the world would not come crumbling down but I still chose to go back. So, this guy from the bunch i had just met offered to come along to the bus stand while my dear friend was too busy with the girls. Just kidding. He was having a good time in the sea and I din't want to disturb him while he was with his new friends. Anyways, i assure this guy that i would be fine even though he insisted the place is not known to me and hence not safe. Gullu, still insisted and got her way.
I, suddenly, realise that I don't have the moolah with me to get anywhere. The confident Gullu ask the rickshaw driver to take her to an ATM, if there was any and was relieved to hear of one. Had to be SBI, which has 9000 odd ATMs in India (I think) and trusted it, to not dishearten me. I keep trying like a moron but my card does not work. No Luck, again. So i make way for the others, waiting in the queue, expecting someone to lend me some money with the assurance from me that i would return it. However, did not stoop that low.I reach the bus stop still having high false hopes that they may just use cards. The bus is there in no time while i am still thinking what to do. I can't afford to miss this bus.
So, I think of my new friend and wish i had let him with me. I call up my 'new friend' and tell him that the rickshaw driver will be there to collect the money for the bus fare and rickshaw fare. Very embarrassing. But the bus conductor wants to leave and is in no mood to give credit. Its a small village where things work on trust so the rickshaw driver uses his PR skills and convinces the conductor to let me in while he would be paid later by him.Wow!! I couldn't believe this. So here i am, travelling on credit. Prepared to eat nothing for the next 12 hours. Was thirsty but without water as the aerated drink that I don’t like was within my pocket’s reach and without dinner for again obvious reasons. I reach Mumbai in the wee hours, get into a cab and locate an ATM, which wasn't very difficult. But luck ran out on me again. None of the ATMs would work. Finally, this ATM near my home which also didn't work but trust worked-the guard at the ATM. I asked him for another ATM around and he tells me ‘none’. I had this given up look on my face and told him to think hard as i had to pay the cabbie. He goes behind somewhere and comes back with 500 bucks and gives it to a complete stanger i.e ME. I din't know what to do and with a puzzled look, thank him and tell him the obvious 'Will return it'.
I realised that i, afterall, did not really run out of luck.